NPS vs PPF Calculator: Is National Pension System Better Than Public Provident Fund To Become A Crorepati? Explained
NPS vs PPF: Considering the differences between PPF and NPS, both offer attractive features for retirement planning. PPF is a suitable choice for long-term investors looking for predictable and steady returns. Conversely, NPS provides the opportunity to customize asset allocation and invest in higher-risk assets for potential long-term wealth creation. According to FinFix Research, if one were to look at the 7 year returns of Scheme A, G, C and E, then between PPF and NPS, Public Provident Fund may be a slightly better investment bet considering that there is no mandate to invest 40% corpus in an annuity plan. However, if you are willing to opt for the riskier Scheme E, then the average returns of anywhere between 10-15% would make NPS a far better investment option compared to PPF. (AI image)
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